Neza Financial Group LLC
Wooden tax blocks and coins on IRS tax forms
Tax · Business · Insurance · Mortgage · Vista, CA

Tax, Business, Insurance & Mortgage Services

Tax, business, insurance, and mortgage services for individuals, families, and business owners.

  • CA Ins. Lic. #0L93924
  • Se habla español
  • Free Initial Consultations
  • Year-Round Support

Proudly Serving Our Community

Who We Are

Neza Financial Group provides Tax Services, Business Services, Life & Health Insurance, and Mortgage Loans to individuals, families, and business owners.

Meet Neza Financial Group
Tax forms, a calculator and a cup of coffee laid out on a desk

Tax Services

For anyone who files — employee, self-employed, or behind.

  • Individual Tax Returns
  • Business Tax Returns
  • Amended & Prior-Year Returns
  • ITIN Application & Renewal
Explore Tax Services

Business Services

For owners who'd rather run the business than the paperwork.

  • Bookkeeping Services
  • Payroll Services
  • Business Formation
  • Business Compliance & Support
Explore Business Services

Insurance

For families and for employers covering a team.

  • Life Insurance
  • Health Insurance
  • Employee Benefits
  • IRAs & Retirement Solutions
Explore Insurance

Mortgage Loans

Mortgage services offered through C2 Financial Corporation.

  • Home Purchase Loans
  • Refinance Options
  • Investment Property Loans
  • Home Equity & Cash-Out Options
Explore Mortgage Options
Smiling small-business owner standing in her workshop

Who we serve

Individuals, families, and business owners — all in one place.

What began with a focus on tax preparation has grown into a broader range of services designed to help our clients with their personal, business, and financial needs.

Learn About Neza

Why clients choose Neza

Professional carefully reviewing and signing documents at a desk

Experience You Can Rely On

Years of experience across tax, business, insurance, and mortgage services — one team you can count on for accurate, dependable guidance.

Advisor in a one-on-one conversation with a client at a table

Responsive, Personal Service

Same-week appointments are often available. You'll work with a knowledgeable member of our team who takes the time to understand your situation—not a call center.

Team members stacking their hands together in a show of unity

Multiple Services, One Trusted Team

Tax, business, insurance, and mortgage needs handled by one organization — no juggling multiple providers or re-explaining your situation.

Where we work

Serving Vista and North San Diego County

Our office is based in Vista, and we work with individuals, families, and businesses throughout North San Diego County, including Oceanside, Carlsbad, San Marcos, Escondido, and Fallbrook. Insurance and mortgage services are available to clients throughout California, and tax preparation is available remotely to clients outside California as well.

Scenic view of Vista and North San Diego County coastline and communities
North San Diego County & Statewide California

What clients say

Real Feedback From Real Clients.

We’d rather let the people we’ve worked with speak for us.

Rated 5 out of 5 starsGoogle Review
“I reached out to Jose in the peak of tax filing season, yet I found him to be very accommodating, super communicative and overall he did a great job quickly understanding my tax situation. He filed my taxes within a week and for a reasonable price. Would highly recommend Jose and will definitely work with him again!”
Niraj Desai
Rated 5 out of 5 starsGoogle Review
“My boyfriend and I used Neza Tax Services this year and so happy we did!! Jose was amazing, professional, responsive and quickly answered every little question I had. Even while on vacation, he took the time to make sure our taxes got all taken care of and we are so thankful for it. If you’re looking for a trustworthy, communicative, professional and kind tax guy who will get the job done quickly, you found him! I will definitely be using Neza Tax Services again and will be recommending to anyone I know who needs tax services. Thank you for all your help!”
Val Dawson
Rated 5 out of 5 starsGoogle Review
“I was referred to Neza Tax Services from my boyfriend, who uses this Financial Group for all of his accounting needs. I work in hospice and unfortunately, due to COVID, it has been a very busy year and I did not have time to do my taxes. Last minute, I decided to give Jose Gonzalez a call to see if they can do my taxes this year. Not only is Jose knowledgeable in his field, his keen-eye to detail, his thoughtful and communicative style, made me feel comfortable collaborating with him no matter how demanding or pressing the solution. He was able to maximize my returns and honestly, because I hate doing taxes, the amount that I spent for his services was the well worth every dollar (which wasn't much or what I expected). I highly and enthusiastically recommend using Neza Tax Services! I will definitely use them again next year! One more thing to add: He was able to do my taxes while I was out of town in Seattle. I was able to sign my return and and do everything electronically while I was out on a Ferry in the Puget Sound! How is that for efficiency?!”
Cherrie Chase
Rated 5 out of 5 starsGoogle Review
“Will come back every year service was perfect and helpfull Jose was an amazing help 5 stars will recommend to family and friends”
oz4n gunz
Rated 5 out of 5 starsGoogle Review
“Jose Gonzalez has always provided me with exceptional service. He is extremely knowledgeable, efficient, and goes above and beyond to assist my parents and me. I am consistently satisfied with his responsiveness and follow-up.”
Rose Leon
Rated 5 out of 5 starsGoogle Review
“It was a pleasure doing business with Jose. He was engaging with pleasantries and laughter all the while giving professional attention to my taxes. I would recommend his services to all my friends and family. Thanks again, Jose”
Bruce Rowe
Rated 5 out of 5 starsGoogle Review
“Found Mr Jose on Thumbtack. Reviews are amazing. Messaged him and got a response right away. All questions you have will be answered. It takes time sometimes but understandable because it's tax season. He will however make it a point to reply ASAP. He will help you with anything you need. I will be using him every year moving forward. Satisfied with his service.”
chrissy c.
Rated 5 out of 5 starsGoogle Review
“Awesome, quick, affordable, thorough! Jose did a fantastic job!”
Barry Rodriguez
Rated 5 out of 5 starsGoogle Review
“The service was very knowledgeable and friendly.”
Manuel Sepulveda
Rated 5 out of 5 stars
“Jose saved me a lot of money as I am self employed for the first time and wasn't sure how to approach self employment tax and deductions etc. I was able to payoff other debt with the money I saved that I thought I would have to send to the IRS. thank you Jose!”
Jeffrey ChambersEscondido, CA
Rated 5 out of 5 stars
“Jose did a great job on my elderly fathers taxes with very little input from me. He also made some suggestions that will help with his financial management in the future. I highly recommended Neza for your tax preparation needs 5 star all the way. Thanks Jose.”
Michael EricksonOceanside, CA
Rated 5 out of 5 stars
“Mr. Gonzalez was very helpful and polite and direct. He did a good job with my taxes and was very fair with the pricing even when I accidentally misinformed him of the exact amount of paperwork involved. He saved me hundreds of dollars from my previous tax preparers. I was very satisfied with his work and will use his services again next year.”
Steve SoderbergCardiff By the Sea, CA

Certifications & Affiliations

Backed by Real Credentials

Our tax, insurance, and mortgage services are backed by recognized licenses, registrations, certifications, and authorizations.

CTEC Registered Tax Preparer

California Tax Education Council

IRS Authorized e-file Provider

Authorized electronic filing provider

Covered California Licensed Insurance Agent

CA Insurance Lic. #0L93924

Equal Housing Opportunity

Mortgage Loan Originator

Jose Gonzalez · NMLS #2253898 · CA DRE #02142909

Mortgage loan origination through C2 Financial Corporation